01 / 06
Your whole financial picture
Net worth, debt-to-equity, monthly cash flow, and a live balance sheet — assets on one side, every liability on the other. Most apps show you what you spent on coffee. This shows you where you actually stand.
02 / 06
A checkbook that thinks ahead
Write a rent check? Log it in the Ledger and your projected balance drops before the bank catches up. When the transaction syncs from your bank, MoneyFly matches it automatically — exact matches reconcile themselves, close calls become one-tap suggestions.
03 / 06
In your pocket, at the register
The Ledger is built for the checkout line: add an entry in three taps and know what is actually safe to spend — not what the bank thinks before your checks clear.
04 / 06
The Debt Killer
Every debt on one board: balance, APR, and how much of each payment actually hits principal versus feeding interest. Write down your why, pick a kill order, and watch balances fall.
05 / 06
Follow the waterfall
Money Flow answers the only question that matters: where should the next dollar go? Income minus expenses minus minimums equals your deployable surplus — then a tiered plan and a debt-kill timeline show exactly what that surplus buys you, month by month.
06 / 06
Never miss a due date
Bills and debt payments for the month in one checklist, with what is paid, what is left, and what it totals. Synced transactions check bills off for you.
